💳 Bihar Student Credit Card (BSCC) – SN ITI, Motihari
The Bihar Student Credit Card Scheme (BSCC) is an education loan scheme launched by the Government of Bihar under the 7 Nischay – Yuva Mission. It is designed to support students who wish to pursue higher, technical, or vocational education but face financial constraints.
📌 BSCC is an education loan scheme (not a scholarship), which helps students continue their education without putting an immediate financial burden on their families.
🎯 Key Features of BSCC
💰 Maximum loan amount up to ₹2,00,000 for ITI students
🏦 Government-backed education loan
📚 Covers tuition fees and academic expenses
🏠 Includes living expenses, books, and stationery
⏳ Repayment starts after completion of the course
🌐 Simple and transparent online application process
🏢 Verification through DRCC (District Registration & Counselling Centre)
🎓 BSCC Eligibility for ITI Students
Students enrolled in NCVT-affiliated ITIs like SN ITI, Motihari are eligible for the BSCC scheme, subject to government norms.
💼 Expenses Covered Under BSCC
📌 ITI / Course Fee (directly transferred to the institute)
📚 Books and Stationery
🏠 Living Expenses (Hostel / Rent / Food – credited to student’s bank account)
💵 Loan Amount Details
Maximum loan limit: ₹2,00,000
The actual loan amount depends on:
✔ Approved fee structure
✔ Eligible academic and living expenses
📉 Interest Details
As per current Government of Bihar policy:
✅ BSCC is generally an interest-free education loan scheme (as per applicable rules)
✅ Students need to repay only the principal amount in easy installments
⚠️ Important Clarification
BSCC is a loan scheme, not a scholarship or grant.
The sanctioned loan amount must be repaid by the student after course completion, as per government norms.
🔄 Repayment After Course Completion
After completing the ITI course from SN ITI, Motihari:
💳 The student is required to repay the loan amount
📆 Repayment is done in easy monthly installments (EMIs)
⏳ A moratorium period is provided (course duration + grace period)
🚀 Repayment usually starts after course completion or employment
🤝 Support at SN ITI, Motihari
The institute provides complete guidance and support to students for:
📄 BSCC application process
📑 Documentation assistance
🧾 Verification and submission guidance
✨ SN ITI, Motihari ensures that no student is deprived of education due to financial limitations.
